You have already agreed that it is OK for your bank to do this to you without notice. And they do take care of their clients. Too bad their depositors and barrowers (ie, YOU) are actually NOT their client as far as they are concerned.
Email me and I will send you the link for a bit of sobering news. The bank can sweep your account if you bank at the same place you owe money.
If you are having or anticipating financial problems, you may want to read this.
Then talk with your accountant and attorney about how to protect yourself.
Truly,
Grant
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